AHV Contributions When Not Working: 2026 Rules and Gaps
AHV contributions for non-employed people in Switzerland: the 2026 minimum of CHF 530, how they're calculated, the spouse rule, your account statement and filling gaps.
Best Pillar 3a in Switzerland 2026: finpension vs VIAC and More
Which is the best 3rd pillar? finpension, VIAC, True Wealth and frankly compared: costs, custom strategies and multiple accounts. Plus finpension vs VIAC.
Fixed-Term Deposits in Switzerland 2026: Rates and Medium-Term Notes
Swiss fixed-term deposits and medium-term notes (Kassenobligationen) compared: CHF rates for 1 to 5 years, minimums, early exit, deposit protection, tax and an example.
3rd Pillar in Switzerland: 3a Maximum 2027, Deadline and Taxes
The Swiss third pillar explained: 2027 pillar 3a maximum CHF 7,373 with and up to CHF 36,864 without a pension fund (2026: CHF 7,258 / 36,288), deadline and tax.
Swiss Tax Bill: Provisional Bill, Instalments and Interest 2026
How the provisional and final Swiss tax bill work: paying in instalments, prepayment and late interest in six cantons for 2026, deferral and tax remission.
Pillar 3a catch-up: retroactive contributions explained (2026)
Pillar 3a retroactive contributions: who can fill gaps from 2025, how much per year, how finpension, VIAC, UBS and others handle it, with a worked tax example.
Alpian Bank Review 2026
Review of the neobank Alpian for 2026. Multi-currency account, low foreign exchange fees, and wealth management in one app.
Simple Steps to Wealth
There are simple steps you can take to slowly but with high probability build wealth through good financial foundations in Switzerland.
Reclaim Withholding Tax in Switzerland: 35% and DA-1 Form
How Swiss residents get the 35% withholding tax back through the tax return and credit US dividend tax with the DA-1 form. Worked example and broker documents.
Swiss Credit Cards Without FX Fees: 2026 Comparison
Swiss credit cards without foreign currency fees compared: Swisscard, Cumulus and debit cards. Including exchange rate costs, annual fees and cash withdrawal limits.
Travel Insurance Comparison Switzerland 2026: TCS, AXA, CSS
TCS ETI is the best choice for most households in Switzerland, from CHF 94 a year plus membership. AXA, CSS, Allianz and Zurich compared, single trips too.
Yuh Review 2026: Fees, TWINT and Yuh vs Neon
Yuh review for Swiss residents: fees, the 0.95% FX markup, its own TWINT app, trading, pillar 3a and deposit protection, plus Yuh vs Neon with a CHF example.
Best Brokers in Switzerland 2026: Fees Compared
Degiro, Interactive Brokers, Swissquote and Saxo compared for Swiss investors: trading fees on SIX and in the US, custody fees, currency exchange, stamp duty and US ETFs.
Lombard Loans in Switzerland: Margin Rates Compared 2026
What a Lombard loan is and what it costs: CHF margin rates at Interactive Brokers, Saxo, Swissquote and Swiss banks, loan-to-value by asset class, a worked example.
Rent Deposit in Switzerland: Bank Account or Insurance? (2026)
Rent deposit account or rental deposit insurance in Switzerland? Bank and insurer fees, costs over several years, the legal rules and how to get your deposit back.
Travel Hacking in Switzerland 2026: Are Miles Credit Cards Worth It?
Are miles credit cards worth it in Switzerland? Swisscard and Cornercard Miles & More cards, American Express Membership Rewards and a worked example against cashback.
Swiss Student Accounts 2026: ZKB, UBS, Raiffeisen, PostFinance
All four packages are free for students: ZKB, UBS, Raiffeisen and PostFinance compared on interest, cashback, fees abroad and perks, and who each suits.
Joint Bank Account Switzerland 2026: 5 Options for Couples
Yuh&Me is free for the account and both cards. ZKB, Bank WIR, Migros Bank and neon duo compared on yearly costs, conditions and fees abroad, plus Revolut.
Free Swiss Bank Accounts 2026: ZKB vs Migros Bank vs WIR
ZKB, Migros Bank and Bank WIR compared: no account fee (WIR with conditions), but card use abroad, ATM fees and paper statements differ. Plus who can open them.
Best Credit Cards in Switzerland 2026: Free Cards & Cashback
Swiss credit cards for residents compared by annual fee, cashback, FX and cash withdrawal fees: the best free card, top cashback setup and a premium pick.
Neon Bank Review 2026: Is It Still Worth It?
Neon bank review 2026: what the Free, Plus, Global and Metal plans cost, the fees on foreign-currency payments, and how TWINT works with Neon via TWINT Prepaid.
Charles Schwab International Review 2026 for Swiss Investors
Charles Schwab International for Swiss residents: no minimum, USD 0 online US ETF trades, a debit card with ATM fee refunds, FX costs and an IBKR comparison.
Swiss Bank Account for US Citizens 2026: Banks That Accept You
PostFinance and UBS accept US citizens living in Switzerland with no US-person surcharge; ZKB adds CHF 360 a year. Fees, FATCA forms and how to open.
Swiss Savings Accounts 2026: Best Interest Rates Compared
Swiss savings account interest rates 2026: Cler, Cembra, Zak, wiLLBe and Raiffeisen compared, with bonus conditions, withdrawal limits and a CHF example.
How to securely Buy and Store Crypto Currency
How safely buy and store cryptocurrency in Switzerland. Compare crypto exchanges like Kraken and SwissBorg, understand custodial vs self-custody options, and find the best...
Get foreign Cash cheaply in Switzerland
This article shows you the most cost-effective ways to obtain foreign currencies in Switzerland. We compare various providers such as SBB, Zürcher Kantonalbank, and UBS to help...
Advice for Effective Personal Accounting
Learn how to improve your financial situation and achieve your goals through precise tracking of income and expenses, as well as smart budgeting.
Radicant Review 2024 (Discontinued)
In this article, we take a look at Radicant's innovative approach to sustainable banking and investing, analyze the core banking functions, investment opportunities, and the...